Mellenu’s consumer lending businesses have served customers across Europe and beyond since it first launched in Latvia, in 2008.  

Leveraging a high degree of automation and data-driven insights across the business, Mellenu’s retail brands have issued over €11 billion since inception in single payment loans, instalment loans and minimum-to-pay loans.

In May 2026 Mellenu acquired its retail lending businesses and group assets from 4finance Holding SA.

Mellenu operates a portfolio of market leading brands, through which, as a responsible lender, we offer simple, convenient and transparent products to millions of customers who are typically underserved by conventional providers.

Mellenu has group offices in Luxembourg and currently operates in 11 countries globally.